Before proceeding with your online quotation, please make sure the following conditions apply.
Your home is your permanent residence, i.e. it is not used as a weekend, weekday or holiday home and is not let or sublet or shared by non-family members.
Your home is constructed of brick, stone or concrete and roofed with slates, tiles, asphalt, concrete or metal.
Your home is in a good state of repair, and it will be maintained as such.
Your home doesn't have any special exposure to damage by storm or flood.
Your home doesn't have any sign of damage caused by subsidence, heave or landslip.
You are not aware of any previous damage to your home caused by subsidence, heave or landslip.
You undertake to maintain the sum(s) insured at their full value.
You have suffered no more than 5 losses (whether covered by insurance or not) in the last 5 years.
Your home isn't in close proximity to any large trees.
The sum(s) insured represent the full replacement costs.
You or any spouse/joint proposer have never had any criminal convictions nor ever had insurance refused or declined or had any special terms applied to a policy.
Your home is not a listed property.
It may be that you cannot comply with these criteria. If this is the case please call us free on 0800 954 9570 and we will be happy to assist you.