Mature Driver Car Insurance From Be Wiser

Insurance for the over 50’s can be much less expensive than other groups – with years of Being Wiser behind them it is not hard to see why insurance companies prefer those with a proven driving record.

Mature drivers have had half a lifetime of driving experience behind them and for those with flawless records the discounts offered by insurance companies can be huge. Often the cost of insurance is reduced to as much as a tenth of the amount as a young person might be charged!

Another factor, and an indication of good driving habits, is a large no-claims bonus. Most insurance companies give discounts for long terms of not claiming. Those under 50 are much more likely to make a claim than those over 50 – so it makes sense to insurance companies to offer them greater discounts.

The community orientated nature of mature motorists also decreases the amount of car crime in the areas in which they live. Those over 50 are five times more likely to know their neighbours than under 35’s. This means there is a kind of “halo,” around the area which the mature driver lives – usually because those living nearby keep an eye on each neighbours' cars and property in case anything unfortunate happens.

Car crime and theft in areas with more mature motorists is usually around 40% less than the national average! It is no wonder insurance companies offer cheaper rates to the over 50’s!

To speed up the process of your online quotation, please confirm that the conditions below are correct.

• All drivers are permanent residents of the United Kingdom and do not have more than one occupation.
• All drivers are legally entitled to drive in the UK and have a valid licence.
• None of the drivers have any medical conditions which must be legally disclosed to the DVLA.
• None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud.
• None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy.
• The vehicle has not been modified in any way from the manufacturer's standard specification and does not exceed 7 seats.
• The vehicle is not registered as a Q plate.
• You own the vehicle and it is registered in your name. The vehicle will be kept at your home address.
• The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade.