Car Insurance News from Be Wiser

How can young drivers keep their insurance premiums down?

Most people may be aware that younger drivers attract higher insurance premiums, especially those that are male.

However, there are a number of ways to minimise how much must be shelled out, which can perhaps ensure the policy does not end up costing more than the car itself.

The vehicle chosen by the new motorist can be key, according to the British Insurance Brokers' Association (Biba).

A smaller model can be advisable, the organisation stated.

The basic models of the Ford Fiesta, Fiat Punto or Volkswagen Polo could all fall into this category, each boasting a relatively low-powered engine.

Biba also claims what is done to the car itself can affect the price of cover – modifying a motor can make a policy far more expensive.

Examples of kit people can purchase to improve the performance or aesthetics of a model includd sports exhausts, wraps and valve springs.

Spoilers, another popular add-on, could be pretty aptly named in some cases – ruining an individual's chances of affordable car insurance.

Being savvy and comparing prices – both online and over the phone – could also help secure a cheaper premium.

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