32% of motorists have said they have avoided adding extras to the insurance policy such as Motor Legal Protection or breakdown cover.
Cutting back on extras such as breakdown cover in order to save on a few pounds could cost as much as £277 for a truck to tow a driver and their vehicle home.
According to the AA, £120 million has been lost in the last 12 months by drivers playing so-called roadside roulette with breakdown cover.
The financial hangover can be a headache for cash-strapped consumers, so some individuals may start to consider cutting back on their motor insurance or breakdown cover in a bid to save extra pounds.
It is feared that the number of stranded motorists this year may be higher because people are trying to save money by cutting back on what they regard as non-essential services - the equivalent of 3 million drivers are prepared to go without breakdown cover in order to reduce their motoring costs.
Cutting back on breakdown cover can be a false economy as it could cost you more in the long run if you did need roadside assistance.