Car Insurance News from Be Wiser

What can breakdown cover include?

Cars must be insured by law for accident reasons, but it is not statutory to have breakdown assistance.

However, many choose to take this additional policy out to make sure if the worst happens, help is at hand.

Firms that offer this cover typically head out to customers whose motors have broken down and offer the vehicle equivalent of first aid.

Some aim to fix the car by the side of the road, others may tow them to garages for further repairs.

However, some drivers may take out this insurance for more than mechanical purposes – mainly so they can be picked up should their mode of transport fail on a motorway or a remote spot.

Should an incident occur, it can be important to check if the faulty part is covered under warranty – if it is, it could be the responsibility of the manufacturer to fix or replace the dud element.

It may also be worth finding out if breakdown help is included in a more general car insurance policy – some companies can roll the two together.

Read more news about: