Car Insurance News from Be Wiser

What classifies a vintage car and what type of insurance do they need?

Say vintage car and most people will think of an old yet well-preserved motor that looks rather different from the Fiestas and Ferraris on today's roads.

The term vintage specifically refers to vehicles built between 1919 and 1930 and while these aren't exactly ideal for the school run, some people are fascinated by them and may have one for restoration or exhibition purposes.

A few insurance companies such as Aon or Adrian Flux will offer specific policies for these motors, because they are way too different to modern cars to have standard cover.

However, there are firms like Vintage Insurance - which was established in 1965 - that solely sells these policies and may know more about the needs and wants of drivers.

It will cover aspects of driving such as salvage rights, a second car discount and an agreed value, as well as protection for rallies - as a lot of vintage and classic car shows happen every year.

As with normal car insurance, it is extremely likely that your experience will affect premiums.

Read more news about: