Press Releases from Be Wiser

Multi-Car Insurance Is Cheaper Despite Owners Being At Greater Risk of Theft

Press Release

Issued: 29/05/2009

Multi-Car Insurance Is Cheaper Despite Owners Being At Greater Risk of Theft

Many motorists are unaware of the facts behind UK car crime statistics and what they can do to prevent being struck by opportunistic thieves. For example, recent UK government statistics show that households with three or more cars have a 10.2% chance of vehicle-related theft, whereas those with one car have a 5.3% chance of their vehicle being targeted. This means that multi-car households may need to take extra care to prevent the need for a car insurance claim. However, it also means that each car has a lower-than-average chance of being involved in a claim, so discounts are available for multi-car insurance.

Mark Bower-Dyke, Chairman of Be Wiser Insurance, offers the following advice to multi-car households to minimise the risk of becoming victims of car crime:

• Those who leave a car at home whilst at work should be aware their chances of having that car stolen are greatly decreased if they use their garage.
• Using a less expensive vehicle to block or obscure a more valuable one will sometimes be enough to deter thieves.
• Never leave the car running while you are not in it. Simple as this advice may seem, the number of drivers who lose their car on a cold morning while it is “warming up” is staggering.
• A dirty car is less appealing! If you have to leave your vehicle in open view then reduce the risk by keeping it dirty.
• Hiding valuables such as CDs, phones, wallets and bags makes your vehicle less appealing to would-be thieves - leaving items in view when not parked at home can be too much for thieves to resist!
• Car alarms and immobilisers work. If you have not got one then get one - it can also save on the cost of your insurance. .
• Many motorists are keeping track of their vehicles by installing a GPS tracking service. Be wary of labelling the tracker on the car though, as some thieves will know how to disable these devices.

The best way to cope if thieves do strike is to arrange suitable insurance cover in advance. The cover provided will often be extensive enough to offer you a courtesy car for the time your claim takes to process. Be Wiser Insurance recognises the issues of households owning multiple cars. Be Wiser offers discounts on multi-car insurance policies and for multiple vehicles on the same policy, providing considerable savings over insuring each vehicle separately.

Contact Details

For further information regarding Be Wiser contact:

Mark Bower-Dyke
Chairman
markbowerdyke@bewiser.co.uk

For further information regarding this press release contact:

Lorna Casswell
SilverDisc Limited - PR
bewiser.pr@silverdisc.co.uk

Notes to editors

1. Permission is not required to create direct links to www.bewiser.co.uk
2. www.bewiser.co.uk is an Andover, Hants-based UK broker who provide competitive motor, home and travel insurance via telephone and the Internet. They are noted for great customer service, aftercare and competitive rates.
3. www.bewiser.co.uk compare over 40 of the UK’s leading insurers to find the best insurance policy to meet customers’ individual needs. All motor insurance policies include free RAC breakdown cover.

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