Van Insurance News from Be Wiser

Motorists are at high-risk of becoming victims of vandalism

Motorists are at high-risk of becoming victims of vandalism

A recent survey shows that motorists are at risk of becoming victims of vandalism, resulting in the cost of getting insured in their area to sky-rocket.

Many areas in the UK are host to criminal activity at night, leaving motorist’s cars at the mercy of vandals if they are not adequately protected.

According to research conducted by the AA, in 2008 72% of drivers asked have suffered damage through vandalism, with almost 43% of those people saying they knew someone whose car had been broken into.

If your car is subject to vandalism then your insurance company may view your local area as a “hot-spot”, meaning that you could see your insurance payments rise dramatically.

So what can be done to prevent vandals causing damage?

Inevitably, cars will sometimes be left unattended in areas where no one can watch or be witness to vandalism, so the odd nick or scratch could be down to another motorist getting too close or a child accidently knocking into your car with their bike. These things are to be expected now and again, but when someone has slashed your tyres or smashed a window for a laugh then it has gone too far.

In a perfect world, cars should be parked in well-lit areas with passing traffic. Wing mirrors should be tucked in and aerials removed so as not to tempt vandals. Special locking wheel nuts, which are relatively inexpensive, will prevent the car from being stolen when it is left unattended for an extended period. Following these tips will not only mean that your car is safer when unattended, but it will mean that your car insurance premiums are reduced.

It is advised that motorists keep their vehicles in garages, a habit that not only promotes safety but also lessens insurance premiums by up to 35% in inner city areas and 7% in rural locations.

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