Van Insurance News from Be Wiser

Who is responsible for taking out van insurance?

Should your employment dictate you need the use of a van, making sure the vehicle is properly insured can be key.

The person directly responsible for taking out a policy can depend on the nature of your employment status, so it may be important to check this.

People who own a large business - perhaps a maintenance firm – are likely to cover their whole fleet under one policy.

They can do this to gain a discount, in a similar way that a couple may pay less for insuring two cars together rather than separately.

Individuals who operate as a sole trader or a freelance are likely to need to arrange their own cover and could do so by comparing quotes from a range of providers.

Workers who get behind the wheel of a company vehicle – as part of an extra package for taking a job at a firm – may also decide to sort out their own insurance.

In all cases, it is important to ascertain this information as soon as employment commences, so you are covered should the worst happen.

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