Travel Insurance From Be Wiser

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Experienced team

Did you know, bills for a heart attack in Spain could be around £35,000 or 2 days in intensive care in the USA can cost £5,000!

  • Medical help up to £10 Million
  • Baggage cover available up to £1,500
  • Cancellation & Curtailment up to £5,000
  • Various sporting activities covered as standard
  • Pre existing medical conditions considered please phone us
  • Can include wintersports & golfing holidays

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Please read carefully

Your quotation will be based on the information you provide to our questions, please ensure that all questions are answered accurately to the best of your knowledge and belief, as any false declaration or non disclosure of information may invalidate your cover. The full policy wording is available to view prior to purchase.
To help minimise the number of questions that need to be answered for an online quotation you will need to confirm that you can comply with the following criteria. It may be that you cannot comply with all of the criteria, if this is the case please contact us on 0800 9549542 and one of warm friendly and experienced members of staff will be happy to assist you
You and anyone named on the policy:

  • Have been continuously resident in the UK or EU Member Country for the past 6 months and are registered with a local doctor
  • Will not participate in any Hazardous Sports or Leisure Activity (a list can be provided on request)
  • Will not participate in any "Manual Work"
  • Have never been refused insurance
  • Have never had special terms imposed on an insurance policy of any kind
  • Have never been made bankrupt
  • Have never made a claim in respect of any travel policy
  • Or any person travelling with you, or any close relative not travelling with you is healthy and fit and has no pre existing medical condition, or been prescribed medication, received any treatment, or consultation for any medical or psychological condition
  • Are not travelling against medical advice
  • Are not travelling with the intention of seeking medical treatment or consultation abroad
  • Are not expecting to give birth within eight weeks of the end of your trip
  • Will not be Scuba Diving below 15 metres
  • Will not require Off-Piste Skiing or Snowboarding
  • Are not travelling to a country the FCO (Foreign & Commonwealth Office) advises against going to