These are the terms as they appear on our partner's site – these are just for reference.

What will stop me getting cashback?

• Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed in these terms.
• Policies that are purchased over the phone are not eligible for cashback. Cashback is only available for policies purchased online via the TopCashback Website.
• Cashback is not available for customers renewing their current policy.

What else is essential?

• You must have entered valid bank deals (BACS) in your TopCashback account. Cashback will only be paid into that account.
• All transactions will be validated by Be Wiser Insurance.
• Once your policy has been live for 121 days, you will receive confirmation that you have qualified for cashback. The cashback will be paid into your TopCashback account within two months of confirmation that the required conditions have been met.
• After clicking through to the Be Wiser Insurance website from the TopCashback link you must generate a new quote and buy the policy in the same session. If you leave the website and come back it will not track and no longer be valid.
• If you purchase an annual policy (or a policy with a duration over 90 days) and either you or your insurer cancel within 90 days or less of the purchase date, your cashback is not valid. 
• If you purchase a policy with a duration 90 days or less and cancel at any point, your cashback is not valid.
• Subject to the points above and provided that all payments due at that point have been received, you can expect your cashback between 120-180 days after purchasing your policy.
• Be Wiser Insurance withhold the right to withdraw this offer and also reserve the right to change or amend the reward and the structure of the offer at any time. Any decision made by Be Wiser Insurance with regards to this offer is final.
• The cashback amount awarded will be based on the amount promoted on the TopCashback website on the day of purchase.
• For the purpose of tracking do not reject cookies when visiting the supplier's site as your cashback/voucher will not be tracked
• There is no restriction on how many times you can receive cashback. You will receive a cashback for each qualifying purchase

What to do when

• Please do not contact the merchant regarding cashback queries. All such enquiries should be made to TopCashback
• For transactional or tracking issues in relation to the payment of cashback, please contact TopCashback directly or raise a claim using the process provided by TopCashback
• A "Missing Cashback " query must be submitted within 30 days of the transaction, if the transaction does not track automatically.
• We will make all reasonable endeavours to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.