Food Delivery Driver Car Insurance You Can Count On

If you want to use your car to deliver fast food, you will need to ensure that your insurance policy will cover you for doing so.

Our fast food delivery car insurance cover provides you with the protection you need to use your car to deliver takeaway food. Get a quote now by calling 0333 003 0461.

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Be Wiser's Guide To Food Delivery Driver Insurance

Fast food delivery requires you to have an insurance policy that covers you for using your car for business purposes.
It is important to note that your standard car insurance policy will not cover you for delivering food from restaurants or takeaways to customers. To be able to do that within the law, you will need to ensure that you are insured to use your car for this business use. 

By taking out a fast food delivery policy with Be Wiser you will be covered for both the standard use and fast food delivery use of your car giving you complete peace of mind that you are insured.

To be properly covered and work within the law, you will need to ensure that you have an insurance policy that covers you for fast food delivery. There are also some other conditions to having fast food delivery car insurance in place, such as the policyholder needing to be younger than the age of 68 but older than 21, only being allowed a maximum number of claims annually and needing to be a UK resident for at least one day.

For more information about the specifics of fast-food delivery car insurance, call our expert team on 0333 003 8450.

The cost will depend on your specific requirements. If you’re involved in an accident or pulled over by the police if you only have a standard car insurance policy when delivering food, you could be prosecuted or have your car seized for not having the correct car insurance cover.
As with most policies, the cost of your premium often depends upon a number of factors, some related to your vehicle and driving history and others related to the details of the actual delivery service. These are some of the factors that will influence the cost of a food delivery car insurance policy:

  • Your personal driving record and history: as this is unique to each individual the cost of a premium is also going to vary.
  • How much excess you’re prepared to pay: If you can pay a higher excess, you are likely to reduce the cost of your premium.
  • The type of car you want to insure.

However, it is important to recognise that the price of your premium is just one factor to consider when looking for your perfect cover, and you may find that perks such as breakdown cover, gadget and bag cover, misfuelling cover or free claims assistance are equally important to you. 

About Your Quote

In order to reduce the number of questions you need to answer, we’ve made some assumptions about your eligibility to get a quote using our online quote engine. Please help us speed up your online quotation by clicking here to check you meet this criteria.

If the below information does not apply to you, we may still be able to provide you with a quote over the phone – please call 0333 003 8450 to speak to our friendly insurance specialists.

Please Read Carefully

To help with your online quotation please have the following information to hand:

  1. The personal details of all drivers
  2. Full details of the vehicle to be insured
  3. Details of any claims or convictions for all drivers
  4. Details of any No Claims Bonus claimed

Please help us speed up your online quotation by confirming that the conditions below are correct.

  • All drivers are permanent residents of the United Kingdom and do not have more than one occupation.
  • All drivers are legally entitled to drive in the UK and have a valid licence.
  • None of the drivers have any medical conditions which must be legally disclosed to the DVLA.
  • None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud.
  • None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy.
  • The vehicle has not been modified in any way from the manufacturer's standard specification and does not exceed 7 seats.
  • The vehicle is not registered as a Q plate.
  • You own the vehicle and it is registered in your name. The vehicle will be kept at your home address.
  • The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade.

It may be that you cannot comply with these criteria. If this is the case please call us free on 0333 003 8450 and we will be happy to assist you.