Be Wiser Barry
Be Wiser Barry

IN10 Car Insurance You Can Count On

At Be Wiser, we are passionate about providing a car insurance quotes to meet your needs. We understand the difficulty in being able to find a policy that works for you following an IN10 motoring conviction, therefore our team of insurance professionals are here to help.

Be Wiser with your car insurance and get a quote online now.

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An IN10 conviction is the penalty for driving without insurance. As well as points on your licence and a fine imposed by the court, an IN10 conviction also means you’re likely to face more expensive car insurance.

An IN10 conviction will stay on your driving licence for 4 years from the date of the offence. The conviction will also incur 6 to 8 points on your licence and a fine. You will also need to disclose the conviction to your insurance provider for five years from the date of the offence.

Unfortunately innocent mistakes or a lack of understanding are some of the leading causes of motorists being convicted of driving without insurance. A variety of situations can arise that results in an insurance policy accidentally being invalidated or not being renewed on time, leaving you uninsured. Some reasons can include:

  • Purchasing the wrong policy type
  • Not giving your insurer the correct information about yourself or your car
  • Forgetting to renew a policy in time
  • Undeclared car modifications
  • Mistakenly believing that your own insurance covers you to drive other vehicles

Having an IN10 endorsement on your driving licence means your insurance premium may rise as you will be classed as a convicted driver.

Additionally, if you are a young driver (under 25 years old) with convictions you may find it a lot more difficult to get cover. However, you may be eligible for a specialised insurance policy catered to young drivers with convictions, to make your premium more affordable. These policies take the basic young driver black box cover, and apply it to a convicted driver scheme. 

Whatever the reason for your IN10 conviction, Be Wiser are ready to help you find the right car insurance policy.

Why Be Wiser

We Offer Wiser Value
  • FREE Legal Expenses Cover
  • FREE Misfuelling Cover*
We Won't Leave You Uncovered
  • FREE Breakdown Cover
  • 24 Hour Free Claims Helpline
We're Lovely To Deal With
  • UK Based Staff & Offices
  • Friendly Team Of Knowledgeable Staff

For full details on all our free policy extras - click here

*Free Misfuelling Cover is provided by the RAC as part of their breakdown cover

About Your Quote

In order to reduce the number of questions you need to answer, we’ve made some assumptions about your eligibility to get a quote using our online quote engine. Please help us speed up your online quotation by clicking here to check you meet this criteria.


If the below information does not apply to you, we may still be able to provide you with a quote over the phone – please call 0333 003 8450 to speak to our friendly insurance specialists.

Please Read Carefully

To help with your online quotation please have the following information to hand:

  1. The personal details of all drivers
  2. Full details of the vehicle to be insured
  3. Details of any claims or convictions for all drivers
  4. Details of any No Claims Bonus claimed

Please help us speed up your online quotation by confirming that the conditions below are correct.

  • All drivers are permanent residents of the United Kingdom and do not have more than one occupation.
  • All drivers are legally entitled to drive in the UK and have a valid licence.
  • None of the drivers have any medical conditions which must be legally disclosed to the DVLA.
  • None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud.
  • None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy.
  • The vehicle has not been modified in any way from the manufacturer's standard specification and does not exceed 7 seats.
  • The vehicle is not registered as a Q plate.
  • You own the vehicle and it is registered in your name. The vehicle will be kept at your home address.
  • The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade.
  • As part of the quotation process you may be contacted by us as further discounts and benefits may apply.

It may be that you cannot comply with these criteria. If this is the case please call us free on 0333 003 8450 and we will be happy to assist you.

 

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