Insurance Knowledge Knowledge Base
The driving other cars extension on a private car policy is one which allows the policyholder to be covered whilst driving a car which is not owned by, registered, or leased to them under a hire purchase agreement.
UK motorists planning to escape the inclement British climate by taking their car onto the continent need to ensure they arrange the correct motor insurance for their trip.
Most motorists will have a fairly good indication of who is likely to drive their vehicle throughout the period of insurance and, in most circumstances, these individuals will be added onto the policy at inception.
The impact that maximum No Claims Discount (NCD) can make to your yearly insurance premium is huge. Motorists who have accumulated the maximum number of years NCD are keen to retain it and often are willing to pay an ext
When applying for motor insurance, you will always be asked about your, or the proposer’s, occupation so the underwriters can calculate an accurate premium associated to the risk they b
Drivers can use their vehicle for a multitude of different purposes, from travelling to the local shops, driving to and from a work place, dropping off the children at school etc . Insurance companies condense these uses
Insurance is all about managing risk. One aspect of risk management by the insurer is the application a policy excess to ensure the policyholder shares in any loss.
Many of us consider driving our cars abroad, but do you really know what insurance cover you have when you drive through other countries?
Of all the documentation issued by motor insurers, the Certificate of Motor Insurance stands alone as the most important document. Its primary purpose is to provide evidence that at least the minimum level of insurance c