Knowledge Base Categories

Discrimination and Motor Insurance
Insurance Thoughts
Thursday 12th June 2014

Discrimination is defined as the unjust or prejudicial treatment of different categories of people.

The Equality Act 2010 is the latest legislation on the matter, consolidating and superseding all discrimination

‘Dashboard cameras’ and Car Insurance
Insurance Knowledge
Thursday 12th June 2014

Dashboard Cameras are becoming a lot more popular in the UK of late. They are specially adapted cameras that can be mounted to the car windscreen and can record visual

What is a Crash for Cash Scam
Insurance Scams
Thursday 12th June 2014

Insurance fraud is very often seen as a victimless crime against a faceless corporation that is more than capable of paying out any amount of money. However, insurance fraud affects

Purpose and use of the Certificate of Motor InsurancePrimary
Insurance Knowledge
Thursday 12th June 2014

Of all the documentation issued by motor insurers, the Certificate of Motor Insurance stands alone as the most important document.  Its primary purpose is to provide evidence that at least

How Car Insurance Groups are assessed
Insurance Knowledge
Thursday 12th June 2014
One of the most important rating factors in motor insurance is the car itself. There are thousands of different vehicle variations on the road and having so many vehicles to rate would be extremely complex. In order to simplify things the ‘ABI Group Rating Panel’ created a system of group ratings for vehicles which puts all of these cars into one of 50 groups according to the risk that they present to the insurance companies. This group system had previously been simpler – there were only 20 groups before this and have been as few as 7 groups in the distant past.
European Cover: The facts
Insurance Knowledge
Thursday 12th June 2014

Many of us consider driving our cars abroad, but do you really know what insurance cover you have when you drive through other countries? When studying motor insurance policies there