Knowledge Base Categories

Purpose and use of the Certificate of Motor InsurancePrimary
Car Insurance Knowledge
Thursday 12th June 2014
Of all the documentation issued by motor insurers, the Certificate of Motor Insurance stands alone as the most important document.  Its primary purpose is to provide evidence that at least the minimum level of insurance cover required by the Road Traffic Act is in place on a given vehicle.
How Car Insurance Groups are assessed
Car Insurance Knowledge
Thursday 12th June 2014
One of the most important rating factors in motor insurance is the car itself. There are thousands of different vehicle variations on the road and having so many vehicles to rate would be extremely complex. In order to simplify things the ‘ABI Group Rating Panel’ created a system of group ratings for vehicles which puts all of these cars into one of 50 groups according to the risk that they present to the insurance companies. This group system had previously been simpler – there were only 20 groups before this and have been as few as 7 groups in the distant past.
European Cover: The facts
Car Insurance Knowledge
Thursday 12th June 2014
Many of us consider driving our cars abroad, but do you really know what insurance cover you have when you drive through other countries?