Knowledge Base Categories

A Look into the Future: Car Insurance for Electric powered vehicles
Vehicle Buying Knowledge
Thursday 12th June 2014
The world’s supply of fossil fuels is apparently continuing to dwindle and a growing consensus amongst motorists is to choose ‘eco-friendly’ cars with an increasing number of car manufactures  beginning to look into producing ‘green’ alternatives. 
Motor Insurance and Driving Abroad
Car Insurance Knowledge
Thursday 12th June 2014
UK motorists planning to escape the inclement British climate by taking their car onto the continent need to ensure they arrange the correct motor insurance for their trip.  
Discrimination and Motor Insurance
Car Insurance Knowledge
Thursday 12th June 2014
Discrimination is defined as the unjust or prejudicial treatment of different categories of people. The Equality Act 2010 is the latest legislation on the matter, consolidating and superseding all discrimination legislation before it.
‘Dashboard cameras’ and Car Insurance
Car Insurance Knowledge
Thursday 12th June 2014
Dashboard Cameras are becoming a lot more popular in the UK of late. They are specially adapted cameras that can be mounted to the car windscreen and can record visual footage that closely reflects the position as seen from the drivers’ seat.
What is a Crash for Cash Scam
Car Insurance Knowledge
Thursday 12th June 2014
Insurance fraud is very often seen as a victimless crime against a faceless corporation that is more than capable of paying out any amount of money. However, insurance fraud affects us all, as the cost of it simply increases everyone’s motor insurance premiums.
Purpose and use of the Certificate of Motor InsurancePrimary
Car Insurance Knowledge
Thursday 12th June 2014
Of all the documentation issued by motor insurers, the Certificate of Motor Insurance stands alone as the most important document.  Its primary purpose is to provide evidence that at least the minimum level of insurance cover required by the Road Traffic Act is in place on a given vehicle.
How Car Insurance Groups are assessed
Car Insurance Knowledge
Thursday 12th June 2014
One of the most important rating factors in motor insurance is the car itself. There are thousands of different vehicle variations on the road and having so many vehicles to rate would be extremely complex. In order to simplify things the ‘ABI Group Rating Panel’ created a system of group ratings for vehicles which puts all of these cars into one of 50 groups according to the risk that they present to the insurance companies. This group system had previously been simpler – there were only 20 groups before this and have been as few as 7 groups in the distant past.
European Cover: The facts
Car Insurance Knowledge
Thursday 12th June 2014
Many of us consider driving our cars abroad, but do you really know what insurance cover you have when you drive through other countries?