Be Wiser Insurance Knowledge Base
No claims discount (NCD) is one of the biggest rating factors when it comes to motor insurance and building it up can lead to large discounts from insurers.
The driving other cars extension on a private car policy is one which allows the policyholder to be covered whilst driving a car which is not owned by, registered, or leased to them under a hire purchase agreement.
UK motorists planning to escape the inclement British climate by taking their car onto the continent need to ensure they arrange the correct motor insurance for their trip.
Most motorists will have a fairly good indication of who is likely to drive their vehicle throughout the period of insurance and, in most circumstances, these individuals will be added onto the policy at inception.
The impact that maximum No Claims Discount (NCD) can make to your yearly insurance premium is huge. Motorists who have accumulated the maximum number of years NCD are keen to retain it and often are willing to pay an ext
When applying for motor insurance, you will always be asked about your, or the proposer’s, occupation so the underwriters can calculate an accurate premium associated to the risk they b
Drivers can use their vehicle for a multitude of different purposes, from travelling to the local shops, driving to and from a work place, dropping off the children at school etc . Insurance companies condense these uses
Insurance is all about managing risk. One aspect of risk management by the insurer is the application a policy excess to ensure the policyholder shares in any loss.
There are over 34million registered vehicles and 25million homes in the UK, which means that at some point in the near future it will be that time of the year when you have to think about renewing your insurance.