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Be Wiser Insurance Knowledge Base

Changes to UK Driving Licence
Monday 3rd August 2015

The Government has recently announced that from 8th June 2015 the paper counterpart to the UK driving licence photo card is invalid and holds no legal status, and the DVLA have instructed that they may be destroyed, retai

Advanced Motorcycling With IAM
Friday 5th June 2015

For 50 years the Institute of Advanced Motorists (IAM), the UK’s leading road safety charity, has been providing advice and training to Britain’s motorists.

Motorcycle Maintenance
Monday 1st June 2015

Routine maintenance of your motorcycle is vital to keeping your bike in the best condition possible and safe to ride at all times.  There are a handful of checks that you can do on a regular basis to ensure you keep your

What Should I Wear To Ride My Motorcycle?
Tuesday 14th April 2015
We all think that it won’t happen to us, but it’s more or less inevitable that at some point in your motorcycling life you will have an accident. Whether it’s through fault of your own or somebody else’s, it’s going to hurt. And although there are currently no laws in the U.K. to govern it, most bikers take their personal safety serious and choose to protect themselves against this risk, as well as the elements. The market is flooded with motorcycle clothing of many different varieties, qualities and levels of protection. These pages aim to give you a base knowledge of why these items are a MUST for todays motorcyclist and what to look for when choosing your new wardrobe.

Motorcycle Helmets: What's The Difference?
Tuesday 14th April 2015
Safety is paramount in all walks of life and motorcycling is no exception. That said, as it stands the only item of protective clothing you are required to wear by law while riding a motorcycle or moped is a helmet. The helmet you wear however must comply with one of these standards.

Getting A Motorcycle Licence
Tuesday 14th April 2015
Learning to drive any vehicle can be a daunting process for many people and there is a lot to think about, especially if you want to ride a motorcycle. The process of obtaining a full motorcycle licence is now a lengthy and sometimes costly one and shouldn’t be taken lightly. Although the initial stages of getting your licence are the same for both bikes and cars the theory of riding safely, the practical skills required and the dangers involved are very different and this is now recognised by the DVLA.

Introduction To Track Days
Thursday 4th June 2015

Giacomo Agostini, Valentino Rossi, Mike Hailwood and even Barry Sheene; four of the greatest names in motorcycle racing history, and they all started by learning on a race track.

Protected No Claims – Is It Worth It?
Monday 18th August 2014

No claims discount (NCD) is one of the biggest rating factors when it comes to motor insurance and building it up can lead to large discounts from insurers.

Motor Insurance – How Rating Factors affect your motor insurance premiums
Thursday 12th June 2014
Young drivers are normally analysed in 2 categories: 18-20 and 21-25, so a 21 year old may see a notable reduction in premium compared to when they were 20 (though age brackets used may vary). These reductions will continue as drivers move into lower risk age groups (though these reductions will become less noticeable). However the decreases in risk eventually reverse (according to the ABI data this occurs at the age of 71) at which point premiums tend to trend upwards.

Driving Other Vehicles – What Exactly Are You Covered For?
Monday 21st July 2014

The driving other cars extension on a private car policy is one which allows the policyholder to be covered whilst driving a car which is not owned by, registered, or leased to them under a hire purchase agreement.