Learner Driver Car Insurance You Can Count On

At Be Wiser we work with a number of specialist insurers who provide car insurance for provisional drivers aged 17-21.

Whether you’re driving your own car or your parents’ car, we are confident that our team of insurance advisors will provide the right insurance policy for your specific needs, giving you complete peace of mind on the road while you’re learning to drive.

Don’t just take our word for it – we are rated Platinum by independent review platform Feefo for consistent levels of excellent customer service.

Be Wiser with your choice and get an insurance quote today.

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It is possible to get car insurance as a learner driver, and you can do this by stating that you have a provisional licence rather than a full driving licence when you get a quote.

Learner driver insurance could provide you with cover up until and during your driving test. It may also mean that you'll be able to get in that extra practice beforehand in someone else's car, with peace of mind that their no claims bonus won't be affected if you need to make a claim.

Your own separate learner driver insurance is an alternative to being a named driver on someone else’s policy - in that scenario, if you have a bump, the main policyholder’s no claims bonus could be affected.

If you're learning to drive with a qualified instructor in their car, you will be covered by their special policy and therefore won't need your own insurance. However, if you are learning to drive with a family member or friend, either in addition to or instead of profesional lessons, you will need to be insured on the car you are driving.

Learner driver insurance will only be valid if you are accompanied by someone with a full UK driving licence. As soon as you've passed your test, your policy will end as you will no longer be a learner driver.

Please note that whilst all online learner driver insurance quotes are for annual policies, we are still able to provide short term insurance over the phone. 

If you need a short term learner driver car insurance policy ranging from 1-6 months, you can call us on 0800 995 1634 to get your quote.

Once you have passed your driving test, you must contact us to cancel your car insurance policy as it will no longer be valid beyond the learner driver period. When you speak to our  friendly team of insurance advisors they will be able to provide competitive car insurance quotes for newly-passed drivers, including black box car insurance schemes.

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About Your Quote

In order to reduce the number of questions you need to answer, we’ve made some assumptions about your eligibility to get a quote using our online quote engine. Please help us speed up your online quotation by clicking here to check you meet this criteria.


If the below information does not apply to you, we may still be able to provide you with a quote over the phone – please call 0333 003 8450 to speak to our friendly insurance specialists.

Please Read Carefully

To help with your online quotation please have the following information to hand:

  1. The personal details of all drivers
  2. Full details of the vehicle to be insured
  3. Details of any claims or convictions for all drivers
  4. Details of any No Claims Bonus claimed

Please help us speed up your online quotation by confirming that the conditions below are correct.

  • All drivers are permanent residents of the United Kingdom and do not have more than one occupation.
  • All drivers are legally entitled to drive in the UK and have a valid licence.
  • None of the drivers have any medical conditions which must be legally disclosed to the DVLA.
  • None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud.
  • None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy.
  • The vehicle has not been modified in any way from the manufacturer's standard specification and does not exceed 7 seats.
  • The vehicle is not registered as a Q plate.
  • You own the vehicle and it is registered in your name. The vehicle will be kept at your home address.
  • The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade.
  • As part of the quotation process you may be contacted by us as further discounts and benefits may apply.

It may be that you cannot comply with these criteria. If this is the case please call us free on 0333 003 8450 and we will be happy to assist you.

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