BLACK BOX CAR INSURANCE, THE BE WISER WAY
- Instant cover
- Self-install black box
- Policies from leading UK insurance providers
- Claims helpline open all day, every day
Black box insurance - also known as telematics insurance - involves a small device that is usually installed behind the dashboard or charging port to accurately monitor your driving. As you drive, the black box collects information about your driving skills. The insurer will be able to see if you're a safe and skilled driver, and therefore the information could reduce your premium at renewal.
Although black box insurance is typically used by young drivers, it's become increasingly popular amongst drivers with a few years of experience behind the wheel. Drivers from all ages are interested in black box insurance as it can help reduce your premium. Please note that black box car insurance is not appropriate if you car has been modified.
GET A BLACK BOX INSURANCE QUOTEHOW DOES BLACK BOX INSURANCE WORK?
A black box will be installed in your car to monitor your driving style using specialist telematics technology. Some of the things it will monitor are:
- Speeding
- Braking
- Accelerating
- Sudden manoeuvres
Your insurer will give you a regular 'driver score' depending on your driving style. Your score indicates how safe a driver they believe you to be. You'll be rewarded with lower premiums when renewing your policy if you consistently achieve a good score.
As the policyholder, you can easily check the driver score by logging into your account on the app.
WHAT'S COVERED WITH BE WISER BLACK BOX INSURANCE?
Here are a few benefits to choosing Be Wiser for your telematics policy:
- Legal Expenses Cover
- Misfuelling Cover (provided by the RAC as part of their breakdown cover)
- Breakdown Cover
- Windscreen Cover (comprehensive cover only)
OUR DIFFERENT TYPES OF INSURANCE
ALREADY A BE WISER CUSTOMER?
If you have black box insurance through Be Wiser, you can view your policy documents on our app, and the easiest way to manage your policy is on our live chat. Our friendly team are here to assist you Monday to Friday 9am to 6pm and Saturday 9am to 5pm.
WHY CHOOSE BE WISER FOR BLACK BOX INSURANCE?
We strive to ensure that our customers receive the cover that works for them. We're part of a multi-award winning company and we've been securing policies for more than 15 years, so we're well-equipped to find a black box car insurance quote for you.
MAKE A CLAIM ON YOUR BLACK BOX INSURANCE
If you are involved in an accident and need to make a claim on your policy, you can do so by calling our claims helpline on 0343 504 3540.
The helpline is available 24 hours a day, 7 days a week, 365 days a year - so you can reply on you to be there when you need us most.
HOW TO MAKE A CLAIMBLACK BOX INSURANCE FAQS
Read on to find our more about telematics insurance including what it covers, how it works and how to make a claim if you need to.
Black box insurance is for all drivers, with any amount of driving experience! Although typically it's popular with young drivers, Be Wiser's black box insurance is for drivers of any age.
You'll find that black box insurance is popular with new drivers (of any age), because they usually get quoted higher premiums when taking out their first insurance. Since they've just passed their test, they're considered "high risk" drivers on the road. Black box insurance allows drivers to prove that they are a safe driver through allowing the tag to monitor their skills, helping to lower their premium at renewal.
Black boxes are small and discreet, and ours is self-install. It's usually fitted behind the dashboard or charging port.
Anyone insured on the policy who drives the car will have their driving monitored. The box isn't able to recognise who is behind the wheel, so it's important you remind them to drive carefully, as their driving could have a significant impact on your score if not - or potentially result in a cancellation of the policy.
If you consistently receive bad driving feedback, this may impact your premium when you come to renew your policy. Many insurers will base their quote upon the results from the data collected in your first year using your black box insurance policy.
In some instances, if you're repeatedly breaking the black box insurance rules - such as excessive speed - this could lead to a warning being issued or even possible cancellation of the policy.
The app is designed not only to help you prove your great driving skills, but also assist and highlight any driving behaviours that need to be improved, like harsh breaking or speeding. Make sure to check on the app regularly to keep track of your score, and to avoid receiving bad feedback for multiple 'bad' trips.
OUR CAR INSURANCE BLOGS
We will outline the benefits and potential drawbacks of black box insurance so that you can decide if a black box insurance policy is worth it for you.
We answer the most commonly asked questions about transferring car insurance and explain how car insurance works when you buy a new vehicle.
We take a look at how a black box could help prove your innocence in the event of a road traffic collision.
GET YOUR BLACK BOX INSURANCE THROUGH BE WISER
Choose insurance that doesn't just follow the crowd with Be Wiser. Whether you're a new or experienced driver, we can help you find the right black box insurance policy to get you on the road as soon as possible.
GET A BLACK BOX INSURANCE QUOTE