VAN INSURANCE, THE BE WISER WAY
- Instant cover
- Over 16 years of experience
- Policies from some of the UK’s leading providers
- Claims helpline open 24/7
Whether your van is handy for your hobbies or keeps your business moving, having peace of mind that you’re covered if anything happens is key.
We believe that finding the right van insurance shouldn’t be stressful which is why we work with some of the UK’s leading insurance companies to help you find cover that works for you.
WHAT’S COVERED WITH BE WISER VAN INSURANCE?
The specifics of your cover will vary depending on your insurance provider and the level of policy you choose. We offer three different levels to help you find cover that best meets your needs. These are:
Essentials
This is our primary level of cover with typical policy benefits as standard – this could include cover for work, leisure or both, European cover, and personal accident cover, depending on your insurance provider.
Classic
With our mid-level policies, you benefit from Motor Legal Expenses cover on top of the standard policy benefits.
Premier
Our highest level of cover includes standard policy benefits, Motor Legal Expenses Cover, plus Roadside Assistance, provided by the RAC.
OPTIONAL EXTRAS FOR VAN INSURANCE THROUGH BE WISER
We know how important it is to have the protection you need, where you need it – that's why we offer a range of optional extras, so that you can tailor your policy based on your specific needs.
We offer four levels of breakdown cover, provided by the RAC: Roadside Assistance, Roadside & Recovery, At Home, and European Breakdown Cover.
You can add the type of Breakdown Cover to your policy that best suits you, whichever level of cover you have. Our Premier Van Insurance customers benefit from Roadside Assistance as standard.
Reporting a breakdown is hassle-free. You can either call the 24/7 Emergency Helpline or register digitally via the myRAC app.
If you add Hire Vehicle cover to your policy, we will provide you with a guaranteed hire vehicle if your van is stolen or written off following an accident, for up to 14 days.
If you keep tools in your van, you may want peace of mind that these are protected, as well as your van. We offer three levels of cover for tools: £2,000 value, £5,000 value, and £10,000 value.
All three levels cover the loss or damage of equipment from your van, up to your cover limit, including hired tools.
By adding Return Your Excess cover, you can recover excess costs of up to £500 per policy period. For fault or partial fault claims, we’ll automatically reimburse your excess, up to your cover limit, once your insurer alerts us that the claim has been settled.
You can also claim back your excess on non-fault claims where you’ve been unable to recover the excess from a liable third party within a 6 month period. You just need to give us a call to register the claim.
ALREADY A BE WISER CUSTOMER?
If you’ve already taken out a Van Insurance policy through us, please log in to our secure online portal. You can access your policy documents, make changes to your details, upload documents and access policy renewal information.
MAKE A CLAIM ON YOUR VAN INSURANCE
If you’re involved in an accident and need to make a claim, our helpline is open 24 hours a day, 7 days a week.
Just give us a call on 0333 234 1050 and a member of our team will be on hand to get things started.
FREQUENTLY ASKED QUESTIONS ABOUT VAN INSURANCE
We work with several van insurance companies to help you find a policy that suits you, so the specifics of your cover may vary. You may be able to take out a policy that includes:
- Cover for work, leisure, or both
- European cover
- Windscreen repair or replacement
- Third-party liability
- Accidental, fire and theft cover
- Personal accident cover
- Medical expenses
Your premium price depends on several factors about yourself and your vehicle. When getting a quote, you’ll provide us with information including things like the make and model of your van, what you’re using it for, and your driving history, all of which will impact the price you’re quoted, while the level of cover you choose will also play a part.
You have two options when paying for your van insurance; one upfront payment or monthly instalments. When you get your quote, your options will be laid out for you with full information on any additional charges.
If you need to make a claim on your van insurance, there’s no need to worry. Our claims helpline is open 24/7, so just give us a call on 0333 234 1050 and we’ll be on hand to help.
To help things run smoothly, we recommend having the following information to hand:
- Names and addresses
- Phone numbers
- Make, model and registration numbers of vehicles involved
- Insurance providers and policy numbers
GET A VAN INSURANCE QUOTE THROUGH BE WISER
We work with some of the UK’s leading van insurance companies in the UK and could help you find a policy that gives you peace of mind.