Are you guilty of driving in flipflops, or do you perhaps have fluffy dice hanging on your rear-view mirror? If the answer is yes, you may be making your car insurance invalid.
Rob Hull, Daily Mail, reports:
British drivers are costing themselves £114million by making simple - and in some cases downright stupid - mistakes that invalidate their insurance.
This is according to new research by uSwitch, which uncovered that two thirds of drivers are putting their payout at risk by a lack of awareness about actions that could make their policy worthless.
It listed the top 10 misdemeanours made by motorists, which includes simple car maintenance, locking the doors and avoiding footwear that is regarded as dangerous.
Simple slip-ups - or flip-flops - could mean that British drivers lose out on £114million each year in unpaid claims based on an average claim amount of £2,671, according to Association of British Insurers' research.
But what are the most common examples of these blunders?
The switching site said wearing flip-flops or high heels is the most common error motorists make as an insurer could refuse to payout if you have a crash.
A quarter of drivers sampled by uSwitch said they've worn this type of footwear when driving.
The survey of 1,593 UK drivers also found that 24 per cent have left their car unlocked, while 21 per cent have not had their car serviced to interval requirements - yet more reason why an insurance firm could reject an accident or theft claim.
Below is the list of the top 10 most common simple mistakes that drivers make that can invalidate their insurance:
- Wearing high heels or flip flops while driving - 25% of drivers
- Leaving car unlocked - 24%
- Putting off car maintenance when required - 21%
- Forgetting to renew their car MOT on time - 16%
- Letting pet(s) roam free in the car - 15%
- Lent car to a friend or family member - 14%
- Not updated details after changing jobs - 9%
- Attached fluffy dice, or another object, to rear-view mirror - 9%
- Forgotten to renew tax - 9%
- Underestimated mileage travelled everyday - 8%
The latest data from the ABI shows that over 43,000 car insurance claims are rejected a year.
Rod Jones, insurance expert at uSwitch.com, said: 'We know the British public are increasingly time poor, so it’s unsurprising that motorists can be forgetful when it comes to locking up their cars or renewing their car MOT and taxes on time.
'With claims now running into the thousands of pounds, people can’t afford to make a careless mistake that could invalidate their cover and leave them out of pocket.
'It is therefore really important that drivers note down their key renewal dates, and avoid making the easy to forget mistakes to ensure they are covered by should they ever need to make a claim.'
Keeping pets secure and locking your car may seem obvious, but if you’re just nipping to the shop, are you confident that you pay proper attention to each and every point listed above?