Wednesday 14th October 2009
Be Wiser Insurance

According to statistics, drivers under the age of 25 and over 75 are the most dangerous motorists on the road. Each year, they are involved in more car accidents than other age groups.

Student drivers can also cut back on insurance expenses by simply using older and less expensive cars.

Student drivers can join defensive driving classes and programs for an accredited acknowledgement for the chance to hone their driving skills- once completed young drivers can qualify for considerable student car insurance discounts.

One of the most common ways student drivers can save money is to insure a car worth less than £5000 on third party fire and theft rather than comprehensive car insurance. This means the policy incorporates less but the basic rate you pay regularly is not as high.

Statistics have shown that over 20% of students own a car. However young drivers are struggling to find insurers who will insure their vehicles due to figures that show drivers aged 21 or under are more likely to be involved in an accident and are 10 times more likely to be killed or seriously injured compared to motorists aged over 35.

In the event of an accident, the average claim for a young male driver would work out at £4,200 compared to £2,200 for all males.

Many insurers now offer some of their best and most affordable policies online. Young drivers can browse the various student car insurance deals from the comfort of their own home when you going online and they can also compare the terms, benefits and premiums with ease.

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