Thousands of company car drivers may be towing caravans this year unaware of whether their car insurance fully covers them, it has been reported. As the recession sees more and more people in the UK staying in this country for their holidays and short breaks it is important to make sure you are covered.
According to a leading leasing company, an accident could see people pay out a large amount in order to meet the repair bill, although in some cases it may be that an employer foots the costs. This is because the company may be liable for not providing adequate insurance cover for drivers.
As a result, it added that company car drivers need to check with their bosses before taking to the road for a summer holiday. This point was underlined by the fleet consultant at the firm.
"They should seek guidance from their fleet manager or HR department. Under no circumstances should they tow without prior agreement as they may not be covered under their company's insurance policy," he said.
The Caravan Club has come up with a good rule of thumb; that a car should not tow a caravan more than 85% of its towing vehicle’s kerb weight, as long as 85% doesn’t exceed the vehicle manufacturer's recommended towing limit.