Monday 14th March 2011
Be Wiser Insurance

Motorists in the UK risk being hit three times if they are caught smoking behind the wheel, it has been claimed.

According to a leading comparison site, drivers can pick up a £60 fine, a three-point licence point penalty and a significant hike in the cost of their car insurance premium if they are found to be behaving dangerously due to the act.

Young motorists risk the most, the research added, with 21-year-olds risking being hit with a more than a 20% increase for a single conviction, it added. If the driver is found committing a crime on the road again, their original car insurance policy could go up more than 31 per cent.

In extreme cases insurance companies are doubling their premiums or even refusing to quote. It seems they feel the likelihood of further offences is high with a smoker. The offence is classed as driving without due care and attention and this is taken very seriously by insurers.

"Time will tell which insurers increase or decrease the level to which they penalize those caught smoking while driving," said a managing director of the firm.

"One thing remains certain, points on your licence spells bad news for your insurance premium."

However, even if convictions have occurred it is still worth shopping around for car insurance as some companies are more lenient than others.

Tagged In:

The cities that are most willing to take a risk on a car’s history when purchasing it are revealed
Car Insurance
Friday 29th November 2019
Are you concerned by your new car’s history? The cities that are most and least bothered have been revealed.
Software flaws in an Uber self-driving car blamed for the death of a pedestrian
Car Insurance
Wednesday 20th November 2019
Autonomous vehicles are being tested across the UK, but many have serious doubt about their introduction.
Where are the UK’s most expensive train station car parks?
Car Insurance
Monday 18th November 2019
Whether you are taking a one-off day trip or commuting to work daily via train, it is likely that you will have to drive to the train station and park beforehand. Considering trains fares are rising, the costs of some UK train station car parks may also be a shock to you.