Monday 31st December 2007
Be Wiser Insurance

Police are working alongside the Motor Insurers' Bureau (MIB) to reduce the number of uninsured drivers on the roads, reports the Mail on Sunday.

According to the newspaper, the Motor Insurance Database holds the details of every vehicle in the UK and is run by the MIB. By using this, police can instantly identify which cars have no insurance.

Lee Morris, traffic sergeant with Durham Police, told the newspaper: "I cannot give you figures for the number of lives this has saved. A lot of fatal accidents are caused by uninsured, untaxed drivers."

Uninsured drivers prosecuted through magistrates courts in 2005 were fined an average of £173 - which the Mail reports is far less than an annual car insurance policy.

Motor insurance polices can now be delivered electronically, a move which the Association of British Insurers (ABI) claim is not only environmentally friendly but is also beneficial to consumers.

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