Thursday 18th June 2009
Be Wiser Insurance

Fundamentally, student home insurance is just like normal home insurance - you pay for cover that will mean if items are lost, destroyed or stolen then money will be provided for replacements.

However, as with lots of purchases, students can get bigger discounts. Some providers insure so many university-goers that they can afford to cut prices and stay competitive.

Research has shown that students, whether they live in halls of residence, a shared house or flat, can be at a much higher risk of burglary.

Parties and other entertainment may also raise the chances of something being broken or lost.

You may not realise it, but course books and laptops are hot items for thieves - and an academic career could be disrupted if one of these was to go missing.

So, the first thing to see when applying for student insurance is what can be covered. Some companies allow policies to be for any number of items, while others have tighter restrictions.

Make sure the premiums are paid on time and read the small print carefully to see what is included. Some polices, for example, do not cover accidental damage.

Tagged In:

On-the-spot £100 fines for drivers who ignore motorway lane closure signs
Car Insurance
Wednesday 29th May 2019
A new law set to come into force will allow motorway cameras to observe traffic and punish motorists who ignore the red ‘X’ gantry signs.
Wales backs default 20mph limit for all residential areas
Car Insurance
Monday 20th May 2019
Leaders in the Welsh government have called for the introduction of a 20mph speed limit on all residential roads across the country, in an attempt to improve public health.
Millions of motorists risking fine for wrongly believing that phone use behind the wheel is legal
Car Insurance
Friday 17th May 2019
A new study has found that over two million motorists are not aware that using your phone whilst driving is illegal.