Office Insurance You Can Count On
Get the right level of office insurance cover today to protect your office, its staff, and its contents. With a leading insurer panel to choose from, our team of insurance advisors can provide a tailored insurance policy for your specific needs, giving you complete peace of mind that your office is covered.
Be Wiser with your office insurance and get a quote online now or call us on 0333 003 0347.
Be Wiser's Guide To Office Insurance
If you run your own business or are just starting up, you’ll understand the importance of protecting your business against physical and financial risk, whether it’s risk that your business poses to the public or the risk of damage to your business premises and contents.
There are a number of reasons to purchase insurance for your business - some can be due to UK law requirements such as employers liability insurance, whilst others are simply good financial sense.
When it comes to insuring your office there are three main areas to concentrate on - insuring your property, insuring your people, and insuring against any business interruptions.
Whether you are working from home or in a rented office, it’s important to protect the physical stuff. Be it bricks and mortar or office contents and computers, we can build an insurance policy to fit your needs.
Our tailored policies allow you to extend the policy to cover more than one property, computing equipment away from the premises and other fixtures and fittings.
If you have any employees, you are required by law to have an employers’ liability policy. If you don’t have this cover, you could face a daily fine of up to £2,500. Essentially, an employers’ liability policy will help you pay any compensation due to your employees should they get injured or fall sick as a result of your business activity.
Alongside your liability to anyone who works for you, you may also wish to purchase directors’ and officers’ liability insurance. This cover helps protect key people within the business who become personally liable for any wrongdoing in the business operation.
Should you or one of your directors be accused of wrongdoing, the policy will cover the legal costs in defending the allegation. It’s important to note that no insurance policy will cover the fine or prevent the director from a custodial sentence.
You should report any work-related accident that comes under the requirements of the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR) 2013.
Business interruption insurance will, in the event of damage at your premises, pay for the cost of getting you back to work as quickly as possible and in many cases compensate you for any lost income.
Professional indemnity insurance may be a requirement of membership of your professional body. Regardless of this, the policy covers the legal costs incurred in defending an allegation that a client has suffered financially from the advice that you have provided.
With Be Wiser Business Insurance, you can rest assured that your business is fully protected with an office Insurance policy. Simply get a quote online or call us on 0333 003 0347 today and one of our friendly advisors will get in touch and assist you every step of the way.