Pay Monthly Car Insurance You Can Count On

We understand the importance of having the right car insurance policy to suit your circumstances and budget. Therefore, pay monthly car insurance may be the right policy-type for you. At Be Wiser, we can provide you with a range of free policy benefits - including RAC Roadside Assistance Breakdown Cover, Misfuelling Cover, Legal Expenses Cover and 24/7 Claims Assistance.

Be Wiser with your car insurance and get a quote online now.

Get A Quote Retrieve Your Quote

When you take out car insurance, every policy lasts for one year. However, it’s up to you whether you pay for that year in full and upfront, or if you pay monthly. If you pay monthly, you will be billed for each month in advance.

Whether you decide to pay monthly or annually for your car insurance is up to you - each option has its own benefits.

Paying annually means you get your entire payment sorted for the year, and you won’t need to worry about it again until your renewal date rolls around. On the other hand, paying monthly means you can spread the cost of your premium, and this is a more affordable solution for some people. However, when you pay monthly, you will also be paying interest - so overall, monthly payments will cost more.

Despite this, paying monthly for your car insurance may be a good option for you, depending on your cash flow.

As there is no such thing as no deposit car insurance, you will need to pay some money upfront for your policy whether you pay monthly or annually.

The cost of your policy will vary depending on a range of factors regarding you, your vehicle, and your insurer. For a pay monthly car insurance policy, the first deposit is usually 20%, with the rest of the policy payable with interest over the next 11 months. Interest rates will vary depending on your insurance provider.

Why Be Wiser

We Offer Wiser Value
  • FREE Legal Expenses Cover
  • FREE Misfuelling Cover*
We Won't Leave You Uncovered
  • FREE Breakdown Cover
  • 24 Hour Free Claims Helpline
We're Lovely To Deal With
  • UK Based Staff & Offices
  • Friendly Team Of Knowledgeable Staff

For full details on all our free policy extras - click here

*Free Misfuelling Cover is provided by the RAC as part of their breakdown cover

About Your Quote

In order to reduce the number of questions you need to answer, we’ve made some assumptions about your eligibility to get a quote using our online quote engine. Please help us speed up your online quotation by clicking here to check you meet this criteria.

If the below information does not apply to you, we may still be able to provide you with a quote over the phone – please call 0333 003 8450 to speak to our friendly insurance specialists.

Please Read Carefully

Please help us speed up your online quotation by confirming that the conditions below are correct:

  • All drivers are legally entitled to drive in the UK and have a valid licence
  • None of the drivers have any medical conditions which must be legally disclosed to the DVLA
  • None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud
  • None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy
  • The vehicle has not been modified in any way from the manufacturer's standard specification
  • The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade