Telematics Car Insurance You Can Count On

You can depend on our experienced insurance professionals at Be Wiser to provide you with a same day telematics car insurance policy, with no curfews.

As a Be Wiser customer you will receive free breakdown cover, free claims assistance, misfuelling cover and free legal expenses cover. The telematics insurance policy also includes the cost of the box installation. We would like to advise you that telematics cover is not appropriate if your car has been modified, or if you are not the registered owner and keeper of the vehicle.

Be Wiser with your choice and get a telematics insurance quote today.

Get A Quote Retrieve Your Quote

Telematics insurance is a form of insurance whereby your insurance provider fits telematics equipment (a black box) in your car, which measures various aspects of how, when and where you drive. This data can then be used to calculate a personalised renewal quote and to keep tabs on your driving.

Young driver or new driver car insurance can be more expensive than insurance for other age groups. However, taking out black box insurance is one way to potentially reduce your premium. Telematics, or Black Box, insurance is often suited to drivers deemed as higher risk by insurers, such as young or inexperienced drivers.

Car insurance is calculated based on the probability of having an accident or making a claim on their policy. Realistically, young drivers often pay more for their insurance because calculating an insurance premium comes down to the individual’s lack of experience, and the insurer’s lack of data on their driving behaviours.
At Be Wiser, we offer a range of telematics insurance products designed especially for new or younger drivers. By recording driving behaviours through telematics technology, we can provide feedback on such behaviours via a portal highlighting areas of driving that can be improved on.

This means that, depending on the data provided by the black box technology, renewal premiums could be substantially lower for safe and responsible drivers.

Feedback is based on the following key areas:

  • Braking
  • Acceleration
  • Speed
  • Cornering
  • Time of day you are driving
  • What type of roads you drive on
  • Mileage

You will get regular feedback to tell you how you are doing in all of these areas via an online portal. If you are ever unsure about feedback, we will happily talk you through your scores - just get in contact on 0333 003 8450.

This is a possibility as many insurers would base next year's premium based upon the results from the driving data collected from the current year. In some instances, repeat 'policy rule breaking' such as excessive speed could lead to a warning being issued, a fine or even possible cancellation of the insurance policy. The customer portal is there and designed to assist and highlight behaviours that need to be improved.

Why Be Wiser

We Offer Wiser Value
  • FREE Legal Expenses Cover
  • FREE Misfuelling Cover*
We Won't Leave You Uncovered
  • FREE Breakdown Cover
  • 24 Hour Free Claims Helpline
We're Lovely To Deal With
  • UK Based Staff & Offices
  • Friendly Team Of Knowledgeable Staff

For full details on all our free policy extras - click here

*Free Misfuelling Cover is provided by the RAC as part of their breakdown cover

About Your Quote

In order to reduce the number of questions you need to answer, we’ve made some assumptions about your eligibility to get a quote using our online quote engine. Please help us speed up your online quotation by clicking here to check you meet this criteria.

If the below information does not apply to you, we may still be able to provide you with a quote over the phone – please call 0333 003 8450 to speak to our friendly insurance specialists.

Please Read Carefully

Please help us speed up your online quotation by confirming that the conditions below are correct:

  • All drivers are legally entitled to drive in the UK and have a valid licence
  • None of the drivers have any medical conditions which must be legally disclosed to the DVLA
  • None of the drivers have any non-motoring convictions unspent under the Rehabilitation of Offenders Act e.g. theft, dishonesty, or fraud
  • None of the drivers have ever had insurance refused, cancelled, voided, or special terms imposed on any insurance policy
  • The vehicle has not been modified in any way from the manufacturer's standard specification
  • The vehicle will not be used for private hire, competitions, rallies, trials, track days, off road events or for any purpose in connection with the motor trade


Simply follow these four steps to see how telematics can help you get on the road:

  1. Get a quote from our telematics experts.
  2. Buy today for instant cover with flexible payment options.
  3. Telematics unit is fitted within 7 days at an arranged time.
  4. Monitor driving habits online and achieve a cheaper renewal.

Telematics insurance puts you in control of your premium. Renewal premiums are based on how well the car has been driven in the previous 12 months. The box measures your driving habits, including:

  • Acceleration
  • Braking
  • Speed
  • Cornering
  • Time of use
  • Mileage
  • Types of roads used
  • Location of vehicle

You can check how your driving is being rated through an online dashboard. All our telematics insurance policies include the cost of telematics installation. Before receiving your telematics insurance quote, we will ask you a few simple questions. You can help us get you a quicker quote by having your car registration, driver’s license and annual mileage figures available and ready to go. Please be advised this telematics cover is not appropriate should your car be modified or if you are not the registered owner and keeper of the vehicle.