Wiser Blog Categories

The Truth About Speeding In The UK
Driving Convictions
Tuesday 4th October 2016
We don’t talk about it very much, but speeding is still a big problem on British Roads. While it’s easy to forget about the dangers of speeding, it’s clear that it’s a contributing factor to road deaths and injuries.
What is Green Laning? Types of Public Byways
Driving
Thursday 10th March 2016
Green Laning is probably best described as the practice of utilising the country’s network of largely unsurfaced, infrequently used public byways for recreational purposes with "off-road" vehicles.
Changes to UK Driving Licence
Driving
Monday 3rd August 2015
The Government has recently announced that from 8th June 2015 the paper counterpart to the UK driving licence photo card is invalid and holds no legal status, and the DVLA have instructed that they may be destroyed, retaining only the photo card. But is it as simple as that?
Protected No Claims – Is It Worth It?
Car Insurance
Monday 18th August 2014
No claims discount (NCD) is one of the biggest rating factors when it comes to motor insurance and building it up can lead to large discounts from insurers. NCD, or no claim bonus as it’s commonly known, is a discount which a driver accrues for every calendar year they remain claim free, usually reaching a maximum level of discount after 5 or 6 years.
Passing Your Driving Test Can Be Costly
Learning To Drive
Monday 18th August 2014
We can all remember that wonderful moment when the driving examiner informs you that you have passed your test and you are now free to drive your car whenever and wherever you wish to. However, what happens to your motor insurance premium once you have passed your test?
Driving Other Vehicles – What Exactly Are You Covered For?
Car Insurance
Monday 21st July 2014
The driving other cars extension on a private car policy is one which allows the policyholder to be covered whilst driving a car which is not owned by, registered, or leased to them under a hire purchase agreement.
“I want any driver on my insurance policy – why is it so expensive?”
Car Insurance
Wednesday 16th July 2014
Be Wiser Insurance conducted research into the difference in cost of having an ‘Any driver’ insurance policy and then compared it to having 3 named drivers and also having just the policyholder. The results have revealed that the insurance premium can increase by 198%.
Insurance: What does your occupation and industry say about you?
Car Insurance
Friday 27th June 2014
When applying for motor insurance, you will always be asked about your, or the proposer’s, occupation so the underwriters can calculate an accurate premium associated to the risk they believe you present.
What is a ‘Flash for Cash’ Scam?
Car Insurance
Thursday 12th June 2014
This is a type of insurance fraud that is similar in nature to that of a ‘Crash for Cash’ Scam. It involves vehicles at a junction in the road. The criminal party will have right of way but will slow and flash their headlights to the innocent party – as if to allow them to merge with the traffic.